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Why Is Repayment Under Chapter 13 Distinct from Other Types

Question 90

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Why is repayment under Chapter 13 distinct from other types of relief?


A) Because Chapter 13 is the only type of relief available to debtors who are not insolvent.
B) Because debts are discharged in Chapter 13 but not in other Chapters of bankruptcy.
C) Because repayment plans are usually simpler and less expensive than Chapter 11 plans.
D) Because repayment is voluntary only. A debtor cannot be forced into a repayment plan.
E) Because Chapter 13 is an option only for municipalities, not individuals and businesses.

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