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What Was the Result in Radford V

Question 80

Multiple Choice

What was the result in Radford v. Wells Fargo Bank, the case from the text in which the plaintiff claimed that a mortgage loan was a defective product?


A) The court allowed the case to proceed on the basis that a loan is a product.
B) The court ruled that while a loan is a product, the plaintiff was barred from proceeding because he had not alleged that he was in mortgage foreclosure, a necessary predicate for a lawsuit alleging defect based on a mortgage loan.
C) The court ruled that while a loan is a product, the plaintiff was barred from proceeding because he had not alleged usury, a necessary predicate for a lawsuit alleging defect based on a mortgage loan.
D) The court ruled that while a loan is a product, the plaintiff was barred from proceeding because he had not alleged that he was in bankruptcy, a necessary predicate for a lawsuit alleging defect based on a mortgage loan.
E) The court ruled that a loan is not a product for purposes of product liability law, recognizing that product liability focuses on tangible items.

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