For Most Insureds, There Is a Choice to Override the Coinsurance

Multiple Choice

For most insureds, there is a choice to override the coinsurance clause with an option, found in section G of optional coverages of the building and personal property coverage form.This option requires the policyholder to buy insurance equal to 100 percent of the value of the property, as determined at the start of the policy.If the insured does so, then the coinsurance provision does not apply and all losses are paid in full, up to the limit of insurance.Identify this option.

A) Agreed value option
B) Deductible option
C) Estoppel
D) Waiver
E) Inflation guard option