Question 1

Women who were separated or divorced at age 45 or older were more likely to be poor later in life than either married women or men who divorced or separated in middle or later life.

Accepted Answer

A) True 
 B)False  True

Question 2

Are older workers as useful as younger ones? Support your answer.

Accepted Answer

Older workers are just as useful as younger workers, since most studies find that productivity does not decline with age, assuming average health and motivation. The amount and rate of any decline in physical or cognitive ability is highly variable. Where there is some decline, it is often compensated for by experience or adaptation. Adaptation varies among individuals at any age and is influenced by such factors as economic necessity, health, family demands, retraining opportunities and support, and the physical demands of the tasks. In short, there are individual differences in work-related skills and motivation among both younger and older workers.

Question 3

What is the most common and oldest measure of relative poverty in Canada?

Accepted Answer

The most common and oldest measure of relative poverty in Canada is Statistics Canada's low income cut-offs (LICOs). This measure, which is adjusted annually according to the consumer price index, is based on patterns of family expenditures for food, clothing, and shelter for a given community size and family size. It is not an absolute measure of poverty but, rather, a relative measure of how individuals or subgroups of the population compare at a given time; it identifies those who are less well-off than the average for their family size and within their geographical region.

Question 4

What factors help retired men and women adjust?

Accepted Answer

The answer of What factors help retired men and women...

Question 5

Increased affluence and health among older adults has led to increased advertising and to the marketing of products for which market?

Accepted Answer

A)   The boom market
B)   The grey market
C)   The capitalist market
D)   The aging market

Question 6

What is the low-income measure (LIM)?

Accepted Answer

The answer of What is the low-income measure (LIM)?...

Question 7

What is the contingent workforce?

Accepted Answer

A)   Working casually or seasonally through short-term contracts or consulting, leading to retirement
B)   Working for lower pay in order to avoid being laid off or forced into retirement
C)   Working in positions that rely on collective bargaining for pay, benefits, and retirement options
D)   Working for a salary provided by social security payments rather than by the employer

Question 8

At what age is an older citizen eligible for Old Age Security benefits?

Accepted Answer

A)   60
B)   65
C)   67
D)   70

Question 9

Private retirement plans include individual savings.

Accepted Answer

A) True 
 B)False

Question 10

Canada has a high rate of seniors living below the low-income measure when compared to Australia, Germany, and Sweden.

Accepted Answer

A) True 
 B)False

Question 11

Many young people today are entering the labour force at a later age than their parents did.

Accepted Answer

A) True 
 B)False

Question 12

What is the Targeted Initiative for Older Workers? How effective is this program?

Accepted Answer

The answer of What is the Targeted Initiative for Older...

Question 13

Which of the following factors increases the likelihood of poverty in later life?

Accepted Answer

A)   High levels of education
B)   Good health
C)   Living as a couple
D)   Being female

Question 14

Which of the following is a limitation of the largely successful Targeted Initiative for Older Workers (TIOW) program?

Accepted Answer

A)   There was a too much formal, ongoing support following the end of participation in the program.
B)   There was a lack of formal, ongoing support following the end of participation in the program.
C)   Many of the program activities decreased job seekers' self-efficacy beliefs.
D)   Many of the program activities strengthened job seekers' self-efficacy beliefs.

Question 15

Many older people report that their basic need for goods and services decreases with age.

Accepted Answer

A) True 
 B)False

Question 16

Which of the following statements about older workers is true?

Accepted Answer

A)   The stereotypes surrounding older workers are often a function of the age of the evaluator.
B)   Productivity declines with age.
C)   Declines in physical or cognitive ability are rarely fully compensated for by experience in the labour force.
D)   Attitudes towards older workers are expected to get worse as the workforce continues to age.

Question 17

Which of the following is true for women preparing for retirement compared to men?

Accepted Answer

A)   Women retire with more financial resources.
B)   Women reach retirement with a less linear work history.
C)   Women and men have a similar work and family history.
D)   Women are more prepared for retirement.

Question 18

Which of the following is true for women preparing for retirement compared to men?

Accepted Answer

A)   Women retire with more financial resources.
B)   Women reach retirement with a less linear work history.
C)   Women and men have a similar work and family history.
D)   Women have more preparation for retirement.

Question 19

Which approach merely pits one generation against another, and oversimplifies multi-faceted aging processes?

Accepted Answer

A)   Generational conflict approach
B)   Ecological approach
C)   Ageist approach
D)   Policy-centric approach

Question 20

What was the first truly universal pension plan in Canada?

Accepted Answer

A)   Old Age Security
B)   The Canada Pension Plan
C)   The Old Age Pension Act
D)   The Guaranteed Income Supplement

Exam 10: Later Life Work, Retirement, and Economic Security

Women who were separated or divorced at age 45 or older were more likely to be poor later in life than either married women or men who divorced or separated in middle or later life.

Are older workers as useful as younger ones? Support your answer.

What is the most common and oldest measure of relative poverty in Canada?

What factors help retired men and women adjust?

Increased affluence and health among older adults has led to increased advertising and to the marketing of products for which market?

What is the low-income measure (LIM)?

What is the contingent workforce?

At what age is an older citizen eligible for Old Age Security benefits?

Private retirement plans include individual savings.

Canada has a high rate of seniors living below the low-income measure when compared to Australia, Germany, and Sweden.

Many young people today are entering the labour force at a later age than their parents did.

What is the Targeted Initiative for Older Workers? How effective is this program?

Which of the following factors increases the likelihood of poverty in later life?

Which of the following is a limitation of the largely successful Targeted Initiative for Older Workers (TIOW) program?

Many older people report that their basic need for goods and services decreases with age.

Which of the following statements about older workers is true?

Which of the following is true for women preparing for retirement compared to men?

Which of the following is true for women preparing for retirement compared to men?

Which approach merely pits one generation against another, and oversimplifies multi-faceted aging processes?

What was the first truly universal pension plan in Canada?