Question 1

Certificate of need legislation is an example of which of the following?

Accepted Answer

A)   Regulation of supply
B)   Regulation of demand
C)   Organizational inefficiency
D)   An anticompetitive practice A

Question 2

In response to the current climate, insurers are now showing more interest in offering self-insurance plans to small employers.

Accepted Answer

A) True 
 B)False  True

Question 3

The _____ states that nurses must have the ability to fulfill their obligations to society and their patients and to meet their own needs.

Accepted Answer

A)   ACA
B)   Bill of Rights for Registered Nurses
C)   AMA Ethical Guidelines
D)   Joint Commission B

Question 4

The fact that the United States spends more per capita on health care than other developed countries is reflected by our actual health, which is exceptional overall.

Accepted Answer

A) True 
 B)False

Question 5

The dominance of physicians is problematic to some professions, such as pharmacists and nurse practitioners, who continue to fight for their rights to practice independently.

Accepted Answer

A) True 
 B)False

Question 6

Insurers want to avoid _____, or having those with a high probability of a claim joining their system in larger numbers.

Accepted Answer

A)   adverse selection
B)   moral hazard
C)   the free rider problem
D)   cost shifting

Question 7

The sicker the patient is:

Accepted Answer

A)   the less likely the patient is to rely on a clinician's judgment.
B)   the more likely the patient is to rely on a clinician's judgment.
C)   the more the patient will worry about the cost of care.
D)   the more information the patient will seek, independent of the clinician.

Question 8

Health care costs have been difficult for U.S. workers to bear because:

Accepted Answer

A)   health care professionals charge high prices in order to raise their traditionally low wages.
B)   Americans want too many unnecessary procedures.
C)   the disease rate among Americans is higher than in other countries, leading to higher health care costs.
D)   the inflation rate for health care costs is higher than the inflation rate for earnings.

Question 9

Helmet laws are primarily in place to offset the _____ of the general public paying the costs for motorcycle accidents.

Accepted Answer

A)   free rider problem
B)   moral hazard
C)   cost shifting
D)   outrage

Question 10

An ongoing dilemma in health care is the conflict between physician privacy and:

Accepted Answer

A)   quality patient care.
B)   timely reimbursement.
C)   transparency.
D)   business secrets.

Question 11

Why do employers purchase health care for their employees?

Accepted Answer

A)   To ensure the health of the workforce
B)   Because it is mandated by the government
C)   To help combat chronic disease
D)   To recruit and retain competent employees

Question 12

The provisions of the Affordable Care Act (ACA) represented:

Accepted Answer

A)   compromise.
B)   incrementalism.
C)   extreme pragmatism.
D)   all of the above.

Question 13

Obstetricians may stop doing deliveries and provide only gynecologic services in response to high malpractice insurance costs. What is this an example of?

Accepted Answer

A)   Malpractice
B)   Withdrawal of services
C)   Decline in fee for service
D)   The free rider problem

Question 14

Consumers of medical care tend to see time spent in a waiting room or filling out paperwork to be costs.

Accepted Answer

A) True 
 B)False

Question 15

Most health care professionals are not concerned with the plight of the uninsured and would rather concentrate their energies on patients who can pay.

Accepted Answer

A) True 
 B)False

Question 16

With regard to health care, policy makers are most concerned about which of the following?

Accepted Answer

A)   Waste and inefficiency
B)   The free rider problem
C)   Reaching underserved areas
D)   All of these

Question 17

Whereas the federal government is more concerned with keeping health care costs down, local governments put more emphasis on having a satisfied public.

Accepted Answer

A) True 
 B)False

Question 18

Under the ACA, insurers may still deny coverage on the basis of pre-existing conditions.

Accepted Answer

A) True 
 B)False

Question 19

Japan spends _____ on health care than the United States, and the Japanese live _____, on average, than Americans.

Accepted Answer

A)   much less; longer
B)   slightly less; longer
C)   more; fewer years
D)   less; fewer years

Question 20

Most Americans' complaints about health care have to do with which of the following?

Accepted Answer

A)   The quality of their individual health
B)   The financial risks
C)   Their relationships with their physicians
D)   The availability of care

Exam 4: Where Do We Want to Be

Certificate of need legislation is an example of which of the following?

In response to the current climate, insurers are now showing more interest in offering self-insurance plans to small employers.

The _____ states that nurses must have the ability to fulfill their obligations to society and their patients and to meet their own needs.

The fact that the United States spends more per capita on health care than other developed countries is reflected by our actual health, which is exceptional overall.

The dominance of physicians is problematic to some professions, such as pharmacists and nurse practitioners, who continue to fight for their rights to practice independently.

Insurers want to avoid _____, or having those with a high probability of a claim joining their system in larger numbers.

The sicker the patient is:

Health care costs have been difficult for U.S. workers to bear because:

Helmet laws are primarily in place to offset the _____ of the general public paying the costs for motorcycle accidents.

An ongoing dilemma in health care is the conflict between physician privacy and:

Why do employers purchase health care for their employees?

The provisions of the Affordable Care Act (ACA) represented:

Obstetricians may stop doing deliveries and provide only gynecologic services in response to high malpractice insurance costs. What is this an example of?

Consumers of medical care tend to see time spent in a waiting room or filling out paperwork to be costs.

Most health care professionals are not concerned with the plight of the uninsured and would rather concentrate their energies on patients who can pay.

With regard to health care, policy makers are most concerned about which of the following?

Whereas the federal government is more concerned with keeping health care costs down, local governments put more emphasis on having a satisfied public.

Under the ACA, insurers may still deny coverage on the basis of pre-existing conditions.

Japan spends _ on health care than the United States, and the Japanese live _, on average, than Americans.

Most Americans' complaints about health care have to do with which of the following?