Question 1

A practice by which real estate agents show homes in White neighborhoods only to Whites and homes in Black neighborhoods only to Blacks is called:

Accepted Answer

A)  steering. 
B)  navigating. 
C)  ushering. 
D)  redirecting.

Question 2

When stock prices plummeted in 2007, Black and Latino families lost the largest share of their holdings. What kind of declines did they see?

Accepted Answer

The answer of When stock prices plummeted in 2007, Black...

Question 3

What does William A. Darity, Jr., a professor of public policy and African American studies at Duke University say about the origins of the racial wealth gap?

Accepted Answer

The answer of What does William A. Darity, Jr., a...

Question 4

An _________ index is a measure that compares a neighborhood's demographics against citywide demographics.

Accepted Answer

A)  aggregation 
B)  isolation 
C)  environmental 
D)  insulation

Question 5

What are high-interest loans to people at high risk of defaulting called?

Accepted Answer

A)  subprime loans 
B)  predatory loans 
C)  subpar loans 
D)  subversive loans

Question 6

"A measure that describes the extent to which two groups-such as Blacks and Whites-are found in equal proportions in all neighborhoods" is the definition of the:

Accepted Answer

A)  disassociation index. 
B)  disunity index. 
C)  dissimilarity index. 
D)  divisive index.

Question 7

What year did the Supreme Court rule that racially restrictive covenants were unconstitutional?

Accepted Answer

A)  1930 
B)  1948 
C)  1954 
D)  1965

Question 8

Trymaine Lee, an award-winning journalist, wrote about a Black man who leased a plantation, owned a general store, gas station, a catering business, farmer (cotton, corn, sugar cane), and owned a small fleet of trucks that made deliveries. He also employed 40 people. In 1947, he was murdered by a group of White men saying, "He was too successful to be a Negro." What was his name?

Accepted Answer

A)  Emmanuel Burrell 
B)  Elijah Baron 
C)  Edward Boulé 
D)  Elmore Bolling

Question 9

In 2000, how many Native Americans lived in rural areas?

Accepted Answer

A)  800,000 
B)  980,000 
C)  1.4 million 
D)  2.1 million

Question 10

In 2009, _______ of Black and Latino households had zero or negative wealth.

Accepted Answer

A)  one-quarter (1/4) 
B)  one-third (1/3) 
C)  three-fourths (3/4) 
D)  one-sixteenth (1/16)

Question 11

What did a recent Long Island study that used undercover paired-tests to evaluate racial discrimination by real estate agents find? Two undercover testers (either one White and one Black; or one White and one Latinx; or one White and one Asian) would approach real estate agents with identical financial profiles and neighborhood preferences.

Accepted Answer

The answer of What did a recent Long Island study...

Question 12

White women were able to benefit from homeownership because of racial ______ in marriages.

Accepted Answer

A)  consistency 
B)  equivalency 
C)  congruency 
D)  endogamy

Question 13

Several researchers recently dispelled 10 myths about closing the racial wealth gap. What was one of the myths and explain what they dispelled?

Accepted Answer

The answer of Several researchers recently dispelled 10 myths about...

Question 14

How did government policies contribute to wealth inequality?

Accepted Answer

The answer of How did government policies contribute to wealth...

Question 15

What are the effects on children who live in segregated, high-poverty neighborhoods?

Accepted Answer

The answer of What are the effects on children who...

Exam 10: Inequality in Housing and Wealth