Question 1

The term "_____________" is frequently used to refer to a set of codebooks that are coordinated with each other to describe construction techniques and requirements.

Accepted Answer

building code

Question 2

An Area of Environmental Concern (AEC) typically would not include the band of narrow barrier islands that form a State's coastal border.

Accepted Answer

A) True 
 B)False  False

Question 3

Which of the following state policies could be referred to as "strategic retreat?

Accepted Answer

A)   Erecting seawalls along the shoreline to ensure that waves must retreat to the ocean
B)   Enacting a setback regulation that restricts development a specified distance from the sandy beach.
C)   Building canals to funnel water away from urban development
D)   Developing robust evacuation planning to protect public health and safety B

Question 4

The two levels of state plans under the Disaster Mitigation Act (DMA) of 2000 are
A) stand-alone and supported
B) funded and non-funded
C) standard and non-standard
D) standard and enhanced

Accepted Answer

The answer of The two levels of state plans under...

Question 5

___________________ is a term used to describe a policy to elevate all buildings' lowest floor above predicted flood elevations, generally by additional heights of 1-3 feet above the minimum height required by the National Flood Insurance Program.

Accepted Answer

The answer of ___________________ is a term used to describe...

Question 6

Although the specifics vary among the coastal states, in general, ___________ work by prohibiting or limiting the erection of structures within a specified distance from the ocean or other environmental characteristics.

Accepted Answer

The answer of Although the specifics vary among the coastal...

Question 7

The Tenth Amendment to the United States Constitution grants all state governments this authority to enact reasonable legislation to protect the health, safety, and general welfare of the public.

Accepted Answer

A)   Police power
B)   Search and seizure
C)   Habeas corpus
D)   Commerce clause

Question 8

Because their impacts can be spread over a wide area, tornados are often more difficult to insurance than hurricanes. True of False ?

Accepted Answer

The answer of Because their impacts can be spread over...

Question 9

Many statewide codes are based on nationally recognized model codes, including:
A) the International Building Code (IBC)
B) the International Residential Code (IRC)
C) the International Emergency Code (IEC)
D) a and b
E) all of the above

Accepted Answer

The answer of Many statewide codes are based on nationally...

Question 10

States have very similar processes in their approach to hazards management and regulation of the built environment in hazard areas.

Accepted Answer

A) True 
 B)False

Question 11

State insurance laws require that premiums not be excessive, inadequate, or unfairly discriminatory.

Accepted Answer

A) True 
 B)False

Question 12

The massive amount of property damage caused by Hurricane Andrew in 1992 precipitated a major insurance crisis in South Florida, when more than _________ in insurance claims was paid.

Accepted Answer

A)   1 million
B)   15 million
C)   1 billion
D)   15 billion

Question 13

Give two examples of state regulations designed to reduce the loss of property due to natural hazards, and explain why they are authorized by the U.S. Constitution.

Accepted Answer

The answer of Give two examples of state regulations designed...

Question 14

States are often describes as a linchpin between federal government policies and programs, and actions at the local level. Describe how states interact with both federal and local governments, as well as non-profits and other organizations in their efforts to reduce vulnerability to natural hazards.

Accepted Answer

The answer of States are often describes as a linchpin...

Question 15

South Florida has long had a reputation of having a strong coastal building code.

Accepted Answer

A) True 
 B)False

Question 16

States like _____________ do not have to place as much emphasis on coastal erosion due to their geography.

Accepted Answer

A)   Illinois
B)   Maryland
C)   Louisiana
D)   Florida

Question 17

Each of the 50 states, territories, and the District of Columbia maintain an office of emergency management.

Accepted Answer

A) True 
 B)False

Question 18

Some states require off-site preservation of another wetland when a development activity impairs or destroys a wetland in one location. This is commonly called ______ _______.

Accepted Answer

The answer of Some states require off-site preservation of another...

Question 19

While states often play a vital role in preparing for and mitigating against natural hazards, all actions directed toward terrorism and other human-made hazards should be left to the federal government.

Accepted Answer

A) True 
 B)False

Question 20

Because many private insurers are reluctant to provide coverage in high-risk areas, some states have created ______ _______, which offer subsized coverage to high-risk properties and impose additional fees on all insurance contracts in the state to cover the losses of a major disaster.

Accepted Answer

A)   coastal protections
B)   safety nets
C)   catastrophic insurance
D)   insurance pools

Exam 7: Mitigating Hazards at the State Level

The term "_____________" is frequently used to refer to a set of codebooks that are coordinated with each other to describe construction techniques and requirements.

An Area of Environmental Concern (AEC) typically would not include the band of narrow barrier islands that form a State's coastal border.

Which of the following state policies could be referred to as "strategic retreat?

The two levels of state plans under the Disaster Mitigation Act (DMA) of 2000 are A) stand-alone and supported B) funded and non-funded C) standard and non-standard D) standard and enhanced

___________________ is a term used to describe a policy to elevate all buildings' lowest floor above predicted flood elevations, generally by additional heights of 1-3 feet above the minimum height required by the National Flood Insurance Program.

Although the specifics vary among the coastal states, in general, ___________ work by prohibiting or limiting the erection of structures within a specified distance from the ocean or other environmental characteristics.

The Tenth Amendment to the United States Constitution grants all state governments this authority to enact reasonable legislation to protect the health, safety, and general welfare of the public.

Because their impacts can be spread over a wide area, tornados are often more difficult to insurance than hurricanes. True of False ?

Many statewide codes are based on nationally recognized model codes, including: A) the International Building Code (IBC) B) the International Residential Code (IRC) C) the International Emergency Code (IEC) D) a and b E) all of the above

States have very similar processes in their approach to hazards management and regulation of the built environment in hazard areas.

State insurance laws require that premiums not be excessive, inadequate, or unfairly discriminatory.

The massive amount of property damage caused by Hurricane Andrew in 1992 precipitated a major insurance crisis in South Florida, when more than _________ in insurance claims was paid.

Give two examples of state regulations designed to reduce the loss of property due to natural hazards, and explain why they are authorized by the U.S. Constitution.

States are often describes as a linchpin between federal government policies and programs, and actions at the local level. Describe how states interact with both federal and local governments, as well as non-profits and other organizations in their efforts to reduce vulnerability to natural hazards.

South Florida has long had a reputation of having a strong coastal building code.

States like _____________ do not have to place as much emphasis on coastal erosion due to their geography.

Each of the 50 states, territories, and the District of Columbia maintain an office of emergency management.

Some states require off-site preservation of another wetland when a development activity impairs or destroys a wetland in one location. This is commonly called _.

While states often play a vital role in preparing for and mitigating against natural hazards, all actions directed toward terrorism and other human-made hazards should be left to the federal government.

Because many private insurers are reluctant to provide coverage in high-risk areas, some states have created _, which offer subsized coverage to high-risk properties and impose additional fees on all insurance contracts in the state to cover the losses of a major disaster.