Question 1

To gain control of finances is to

Accepted Answer

A)   devise a practical, workable budget.
B)   control your finances and avoid surprises.
C)   consider the role that money plays in your life.
D)   choose the financial aid package that best suits your needs. A

Question 2

According to your textbook, which of the following are effective ways to save money? (SELECT ALL THAT APPLY)

Accepted Answer

A)   Check bills for errors.
B)   Make and take your own lunch.
C)   Buy items you want when you see them.
D)   Control impulse buying.
E)   Use credit as much as possible A, B, D

Question 3

A powerful earthquake that causes immediate consequences to many people is considered a

Accepted Answer

A)   personal stressor.
B)   cataclysmic event.
C)   daily hassle.
D)   minor stress. B

Question 4

Identify what is most important for you to achieve, and use your time and energy to accomplish these

Accepted Answer

A)   obligations.
B)   high-priority goals.
C)   time management techniques.
D)   responsibilities.

Question 5

Which of the following are examples of the damaging effects that stress can have over time? (SELECT ALL THAT APPLY)

Accepted Answer

A)   increased susceptibility to illness
B)   physiological responses such as increased heart rate
C)   reduced hormone levels
D)   feeling more relaxed
E)   spending less time worrying about things

Question 6

Sleeping pills are an effective long-term sleeping solution.

Accepted Answer

A) True 
 B)False

Question 7

If you're having trouble falling asleep

Accepted Answer

A)   take a nap during the day to make up for the lost sleep.
B)   eat a heavy meal.
C)   don't try to force sleep on yourself.
D)   drink some decaf coffee.

Question 8

You are incorporating exercise into your daily routine. What are some great ideas you should follow? (SELECT ALL THAT APPLY)

Accepted Answer

A)   Take the escalator instead of the elevator.
B)   Exercise with a group of friends.
C)   Make exercising a chore.
D)   Check with your doctor prior to beginning.
E)   Mix up your exercising activities.

Question 9

If you have money problems, a solution is to

Accepted Answer

A)   keep track of every cent you spend.
B)   contact a credit reporting agency.
C)   ask for a loan.
D)   develop a budget.

Question 10

A simple change you can make in your behavior that will help you sleep better is to

Accepted Answer

A)   drink a cup of warm coffee before bed.
B)   avoid caffeine after lunch.
C)   go to bed at a different time every night.
D)   watch TV in bed to help you get to sleep.

Question 11

It is optimum to schedule yourself to eat two regular meals a day.

Accepted Answer

A) True 
 B)False

Question 12

People in your life don't know what you're managing unless you tell them. Therefore, you should

Accepted Answer

A)   put your needs last.
B)   multitask.
C)   manage your time effectively.
D)   communicate with others.

Question 13

What is the key to making sure you don't eat more than your body is telling you to eat?

Accepted Answer

A)   moderation
B)   sensitivity
C)   quick fixes
D)   packaged foods

Question 14

Using the P.O.W.E.R. Plan to budget, you should (SELECT ALL THAT APPLY)

Accepted Answer

A)   make a budget that adds up.
B)   pay for college using a loan.
C)   identify your financial goals.
D)   start your own business.
E)   determine your income and expenses.

Question 15

Penny is exercising regularly, uses her bed for sleeping and not for doing her assignments, and avoids caffeine after lunch. Penny's focus is on

Accepted Answer

A)   forcing herself to sleep at certain times.
B)   getting a good night's sleep.
C)   sleep deprivation.
D)   total exhaustion.

Question 16

Which of the following habits help assure that you are eating right? (SELECT ALL THAT APPLY)

Accepted Answer

A)   Eat only when you feel hungry.
B)   Schedule three regular meals a day.
C)   Make sure you are full before leaving the table.
D)   Eat a variety of fruits, vegetables, and grains.
E)   Avoid processed foods.

Question 17

Ivan has gained 20 pounds since enrolling in an online course. Which one of these pieces of advice would help him the most?

Accepted Answer

A)   Stop eating fast food, since all that food is filled with preservatives and fat.
B)   Discuss his weight issues with a doctor or a dietician and develop a plan to eat healthier.
C)   Skip a meal here and there, particularly when he is not very hungry, and eat more balanced meals when he is hungry.
D)   Study the eating habits of his friends and try to model his meal plans on theirs.

Question 18

A small amount of chocolate can help you sleep better at night.

Accepted Answer

A) True 
 B)False

Question 19

Exercising can be a chore, so the best thing to do is

Accepted Answer

A)   take the elevator instead of the stairs.
B)   do the same thing every day.
C)   work out alone.
D)   choose an exercise that you like to do.

Exam 11: Juggling: Stress, Money, Family, and Work

To gain control of finances is to

According to your textbook, which of the following are effective ways to save money? (SELECT ALL THAT APPLY)

A powerful earthquake that causes immediate consequences to many people is considered a

Identify what is most important for you to achieve, and use your time and energy to accomplish these

Which of the following are examples of the damaging effects that stress can have over time? (SELECT ALL THAT APPLY)

Sleeping pills are an effective long-term sleeping solution.

If you're having trouble falling asleep

You are incorporating exercise into your daily routine. What are some great ideas you should follow? (SELECT ALL THAT APPLY)

If you have money problems, a solution is to

A simple change you can make in your behavior that will help you sleep better is to

It is optimum to schedule yourself to eat two regular meals a day.

People in your life don't know what you're managing unless you tell them. Therefore, you should

What is the key to making sure you don't eat more than your body is telling you to eat?

Using the P.O.W.E.R. Plan to budget, you should (SELECT ALL THAT APPLY)

Penny is exercising regularly, uses her bed for sleeping and not for doing her assignments, and avoids caffeine after lunch. Penny's focus is on

Which of the following habits help assure that you are eating right? (SELECT ALL THAT APPLY)

Ivan has gained 20 pounds since enrolling in an online course. Which one of these pieces of advice would help him the most?

A small amount of chocolate can help you sleep better at night.

Exercising can be a chore, so the best thing to do is