Banks Are More Willing to Lend Money to Those Who

Multiple Choice

Banks are more willing to lend money to those who have a sizable amount of their own money at risk because

A) ​They like lending to individuals who usually don't need the money
B) Those with their own money at risk are more likely to only propose viable projects to the bank.
C) Borrowers with their own capital invested are more likely to make payments on any loan that is made.
D) ​Both B&C