Question 1

Support services covered under the OAA is Title III. Included in those services are:

Accepted Answer

A)   in home services
B)   transportation
C)   care management
D)   all of the above D

Question 2

To access services of at home care:

Accepted Answer

A)   a social work referral is required
B)   contact the AAA's or ADRC's in the state
C)   contact Medicare
D)   contact the Social Security office  B

Question 3

Why are employment related programs relevant for older adults who have reached retirement age? Name a program that respond to work force issues and older adults.

Accepted Answer

Many older adults remain in the labor force by necessity. In 2018 older workers comprised 22.4% of the workforce. Some older adults enjoy their work and don't want to stop but others have not saved enough for retirement. The Senior Community Service Employment Program matches low income unemployed individuals over the age of 55 with part time jobs in community service organizations. Training is provided and participants usually work about 6 months until more permanent positions are hopefully found.

Question 4

The three-legged stool of retirement includes all but:

Accepted Answer

A)   includes Social Security
B)   includes Employment based plans
C)   personal finance assets
D)   inheritance

Question 5

The Medicare Advantage Program

Accepted Answer

A)   incentivizes older adults to join through either low premiums or low deductibles
B)   copayments to doctor's office are never required
C)   covers prescription drugs
D)   covers cost of hospital care

Question 6

As a social worker, how would you find services for older adults?

Accepted Answer

The answer of As a social worker, how would you...

Question 7

Veteran benefits include:

Accepted Answer

A)   a pension if they served during a period of war and meet income and asset requirements
B)   Social Security
C)   homebound benefit if they are unable to leave home or is institutionalized
D)   none of the above

Question 8

What is the Choice for Independence program: and how would it affect an older adult receiving home care services? What are the limits of such a program?

Accepted Answer

The answer of What is the Choice for Independence program:...

Question 9

What is meant by "aging out of place"?

Accepted Answer

A)   Immigrants who have come from their country of origin to rejoin family
B)   Likely to have come to this country as children
C)   Moved around many times
D)   Dealing with health crisis in a hospital or long-term care facility rather than home.

Question 10

Discuss the notion of "aging out of place "and the role of social work in responding this this dilemma.

Accepted Answer

The answer of Discuss the notion of "aging out of...

Question 11

What are some of the suggestions to revamp the Social Security System?

Accepted Answer

The answer of What are some of the suggestions to...

Question 12

Medicare availability

Accepted Answer

A)   Covers all health care expenses for people over 65
B)   Everyone gets enrolled automatically in Parts A & B
C)   Is free health insurance
D)   Part B requires a monthly premium payment

Question 13

Social security benefits are available to:

Accepted Answer

A)   Anyone who is over 65
B)   Those who have paid into the system
C)   Those with low income all of their lives
D)   Only those who have served in the military

Question 14

Prescription drug coverage;

Accepted Answer

A)   is automatically covered by Medicare Part D
B)   Medicare participants are not required to participate in the program
C)   by 2020 expected pay for drugs required while benefits are in the "donut hole"
D)   only covers payment when costs reach a catastrophic level

Question 15

List two programs that could improve the economic well-being of older adults but are underused. How can social workers assist connections between older adults and programs that can improve their economic well-being?

Accepted Answer

The answer of List two programs that could improve the...

Question 16

Social security tax is 6.2%.

Accepted Answer

A)   This tax is applied to unlimited wages.
B)   Only the first $100,000 is taxed
C)   Is only applicable to the spousal benefit
D)   High wage earners don't pay the tax after the first $127,200.

Question 17

Why are women disadvantaged in the Social Security System?

Accepted Answer

The answer of Why are women disadvantaged in the Social...

Question 18

SSI was passed by the Social Security Act of 1092:

Accepted Answer

A)   to combine public assistance for older adults or o=those with disabilities from traditional welfare
B)   cannot be combine with Social Security
C)   enrollees become automatically eligible for Medicaid
D)   pays abo $1025 for individuals

Question 19

What are some of the generational challenges that lie ahead?

Accepted Answer

The answer of What are some of the generational challenges...

Question 20

Social security payments are often lower for women and people of color:

Accepted Answer

A)   Lower lifetime earnings with less paid into the system
B)   immigration
C)   fewer years in the workforce
D)   all of the above

Exam 14: Income Programs, Health Insurance, and Support Services for Older Adults: Challenges and Opportunities