If Your PPO Has an In-Network Coverage Rate of 90

Multiple Choice

If your PPO has an in-network coverage rate of 90% and an out-of-network coverage rate of 60%, this means that

A) your deductible will decrease by 30% if you visit an out-of-network specialist.
B) you will be responsible for paying an additional 30% of the costs associated with treatment by an out-of-network provider.
C) you are more likely to be denied coverage for out-of-network services.
D) you can expect a 30% refund from your health insurance provider.