Question 1

In which countries is healthcare spending as a percentage of GDP the highest?

Accepted Answer

A)   Low and middle income countries
B)   High income countries
C)   Neither spend a significant amount on healthcare when compared to the GDP
D)   All groups spend about the same on healthcare B

Question 2

The traditional response of Governments and NGOs to apparent failures of the health care system was in a ________________fashion,setting up a government hospital or clinic to provide care ________.

Accepted Answer

A)   Supply side; indirectly
B)   Supply side; directly
C)   Demand side; indirectly
D)   Demand side; directly B

Question 3

The tradition response of governments and NGOs to health care systems failures was to respond in a supply side fashion.This approach often failed because:

Accepted Answer

A)   The government couldn't afford to supply the needed subsidies
B)   The governments couldn't afford to supply the needed funds to provide basic health services
C)   The government couldn't afford to increase taxes
D)   The government the subsidies to households weren't enough to cover even basic care B

Question 4

Some marketers of health inputs believe that health input use decisions are subject to a sunk cost effect,which renders households ________ to use a health input if they have paid ______ to acquire it.?

Accepted Answer

A)   More likely; more
B)   Less likely; less
C)   Less likely; more
D)   More likely; less

Question 5

Insurance companies engage in _______________ when they take on liability for the cost of any necessary health care for many people,only some of whom will in fact be struck by health shocks in a given year

Accepted Answer

A)   Demand side policies
B)   Economies of scope
C)   Economies of scale
D)   Risk pooling

Question 6

In many experimental contexts,households exhibit ___________,or a tendency to value goods and services ________ when asked to give them up (e.g.when asked to sell them)than when offered an opportunity to acquire them (e.g.through purchase).?

Accepted Answer

A)   Loss aversion; more
B)   Loss aversion; less
C)   Status quo aversion; more
D)   Status quo aversion; less

Question 7

Empirical experiments have shown that when considering the costs and benefits of charging for bed nets the size of the costs of charging a fee are __________ and the benefits are ________

Accepted Answer

A)   Large; large
B)   Small; small
C)   Large; small
D)   Small; large

Question 8

In __________,program employees manage and provide both health insurance and health care services.Such programs provide subsidies for health insurance and health care in _________ fashion,through the direct provision of low-cost health care.

Accepted Answer

A)   Fully integrated programs; supply-side
B)   Partially integrated programs; demand -side
C)   Decentralized programs; supply-side
D)   Healthcare management programs; demand-side

Question 9

When governments provide health insurance rather than providing the heakth services directly it represent a shift from __________ to ____________.

Accepted Answer

A)   Supply side; demand side
B)   Demand side; Supply side
C)   Inefficiency; efficiency
D)   Efficiency; inefficiency

Question 10

If each of 2,000 individuals face a 3% chance of requiring a surgery that costs $40,000 then an insurance company would expect to pay for ____________ surgeries (on average)per year that would cost __________,and would charge premiums of__________.

Accepted Answer

A)   100; $4,000,000; $2,000
B)   30; $1,200,000; $600
C)   60; $2,400,000; $1,200
D)   200;$8,000,000; $4,000

Question 11

Which of the following statistics are true of developing countries health care systems?

Accepted Answer

A)   Average newborns in high income countries can expect to live 21 years longer than in low and income countries
B)   Infants in low income countries are 14 times more likely to die during their first year
C)   Expectant mothers are 39 times more likely to die before or during delivery in low income countries
D)   All of the above

Question 12

People experience health shocks when they:

Accepted Answer

A)   Have a probability of contracting a disease
B)   See a health care provider
C)   Experience episodes of illness or injury
D)   Die

Question 13

How is the DALYs lost to a disease in a given year calculated?

Accepted Answer

The answer of How is the DALYs lost to a...

Question 14

The burden of a disease is best measured by:

Accepted Answer

A)   Death rate
B)   Disability Adjusted Life Years lost
C)   Infant mortality
D)   Life expectancy

Question 15

Within developing countries,why is ill health is a greater burden for the poor than the non-poor?

Accepted Answer

The answer of Within developing countries,why is ill health is...

Question 16

Why would private retailers under-invest in the dissemination of information about the potential health benefits?

Accepted Answer

A)   They would have to pay the full private cost of producing
B)   It would raise the demand for their competitors goods as well
C)   They would receive the full benefit from the sale
D)   All of the above

Question 17

A household's willingness to pay for health inputs depends on all of the following except:

Accepted Answer

A)   Externalities
B)   Lack of knowledge
C)   Liquidity constraints
D)   All of the above can affect the willingness to pay

Question 18

Health care is provided efficiently when a given array of services is provided ____________,and when providers expend any effort or resources on a patient's care for which the likely social benefits _______ the social costs.

Accepted Answer

A)   At the lowest cost per person; equal
B)   To the most people; equal
C)   Using the fewest resources; outweigh
D)   At the lowest cost; outweigh

Question 19

When a household purchases health insurance they pay a _____________ in exchange for the promise of financial assistance in paying health care bills called _________.

Accepted Answer

A)   Premium; pay-out
B)   User fee; indemnities
C)   User fee; premium
D)   Premium; indemnities

Question 20

If an individual faces a 3% chance of requiring a surgery that costs $10,000 then a risk-averse person would be willing to pay ____________ per year for health insurance that would cover the cost of the surgery if the shock hits.

Accepted Answer

A)   More than $300.
B)   $30
C)   $300
D)   $3,000

Exam 22: Public Health, Health Care and Health Insurance

In which countries is healthcare spending as a percentage of GDP the highest?

The traditional response of Governments and NGOs to apparent failures of the health care system was in a ________fashion,setting up a government hospital or clinic to provide care .

The tradition response of governments and NGOs to health care systems failures was to respond in a supply side fashion.This approach often failed because:

Some marketers of health inputs believe that health input use decisions are subject to a sunk cost effect,which renders households __ to use a health input if they have paid to acquire it.?

Insurance companies engage in _______________ when they take on liability for the cost of any necessary health care for many people,only some of whom will in fact be struck by health shocks in a given year

In many experimental contexts,households exhibit ___,or a tendency to value goods and services when asked to give them up (e.g.when asked to sell them) than when offered an opportunity to acquire them (e.g.through purchase) .?

Empirical experiments have shown that when considering the costs and benefits of charging for bed nets the size of the costs of charging a fee are __ and the benefits are

In __,program employees manage and provide both health insurance and health care services.Such programs provide subsidies for health insurance and health care in _ fashion,through the direct provision of low-cost health care.

When governments provide health insurance rather than providing the heakth services directly it represent a shift from to __.

If each of 2,000 individuals face a 3% chance of requiring a surgery that costs $40,000 then an insurance company would expect to pay for surgeries (on average) per year that would cost ,and would charge premiums of.

Which of the following statistics are true of developing countries health care systems?

People experience health shocks when they:

How is the DALYs lost to a disease in a given year calculated?

The burden of a disease is best measured by:

Within developing countries,why is ill health is a greater burden for the poor than the non-poor?

Why would private retailers under-invest in the dissemination of information about the potential health benefits?

A household's willingness to pay for health inputs depends on all of the following except:

Health care is provided efficiently when a given array of services is provided ______,and when providers expend any effort or resources on a patient's care for which the likely social benefits _ the social costs.

When a household purchases health insurance they pay a _____ in exchange for the promise of financial assistance in paying health care bills called _.

If an individual faces a 3% chance of requiring a surgery that costs $10,000 then a risk-averse person would be willing to pay ____________ per year for health insurance that would cover the cost of the surgery if the shock hits.

Exam 22: Public Health, Health Care and Health Insurance

In which countries is healthcare spending as a percentage of GDP the highest?

The traditional response of Governments and NGOs to apparent failures of the health care system was in a ________________fashion,setting up a government hospital or clinic to provide care ________.

The tradition response of governments and NGOs to health care systems failures was to respond in a supply side fashion.This approach often failed because:

Some marketers of health inputs believe that health input use decisions are subject to a sunk cost effect,which renders households ________ to use a health input if they have paid ______ to acquire it.?

Insurance companies engage in _______________ when they take on liability for the cost of any necessary health care for many people,only some of whom will in fact be struck by health shocks in a given year

In many experimental contexts,households exhibit ___________,or a tendency to value goods and services ________ when asked to give them up (e.g.when asked to sell them) than when offered an opportunity to acquire them (e.g.through purchase) .?

Empirical experiments have shown that when considering the costs and benefits of charging for bed nets the size of the costs of charging a fee are __________ and the benefits are ________

In __________,program employees manage and provide both health insurance and health care services.Such programs provide subsidies for health insurance and health care in _________ fashion,through the direct provision of low-cost health care.

When governments provide health insurance rather than providing the heakth services directly it represent a shift from __________ to ____________.

If each of 2,000 individuals face a 3% chance of requiring a surgery that costs $40,000 then an insurance company would expect to pay for ____________ surgeries (on average) per year that would cost __________,and would charge premiums of__________.

Which of the following statistics are true of developing countries health care systems?

People experience health shocks when they:

How is the DALYs lost to a disease in a given year calculated?

The burden of a disease is best measured by:

Within developing countries,why is ill health is a greater burden for the poor than the non-poor?

Why would private retailers under-invest in the dissemination of information about the potential health benefits?

A household's willingness to pay for health inputs depends on all of the following except:

Health care is provided efficiently when a given array of services is provided ____________,and when providers expend any effort or resources on a patient's care for which the likely social benefits _______ the social costs.

When a household purchases health insurance they pay a _____________ in exchange for the promise of financial assistance in paying health care bills called _________.

If an individual faces a 3% chance of requiring a surgery that costs $10,000 then a risk-averse person would be willing to pay ____________ per year for health insurance that would cover the cost of the surgery if the shock hits.

The traditional response of Governments and NGOs to apparent failures of the health care system was in a ________fashion,setting up a government hospital or clinic to provide care .

Some marketers of health inputs believe that health input use decisions are subject to a sunk cost effect,which renders households __ to use a health input if they have paid to acquire it.?

In many experimental contexts,households exhibit ___,or a tendency to value goods and services when asked to give them up (e.g.when asked to sell them) than when offered an opportunity to acquire them (e.g.through purchase) .?

Empirical experiments have shown that when considering the costs and benefits of charging for bed nets the size of the costs of charging a fee are __ and the benefits are

In __,program employees manage and provide both health insurance and health care services.Such programs provide subsidies for health insurance and health care in _ fashion,through the direct provision of low-cost health care.

When governments provide health insurance rather than providing the heakth services directly it represent a shift from to __.

If each of 2,000 individuals face a 3% chance of requiring a surgery that costs $40,000 then an insurance company would expect to pay for surgeries (on average) per year that would cost ,and would charge premiums of.

Health care is provided efficiently when a given array of services is provided ______,and when providers expend any effort or resources on a patient's care for which the likely social benefits _ the social costs.

When a household purchases health insurance they pay a _____ in exchange for the promise of financial assistance in paying health care bills called _.