Devon Draws a Check Payable to the Order of Jen

Multiple Choice

Devon draws a check payable to the order of Jen on his account at Big Bank.Jen properly negotiates the check to Seth,who sells the check to Andy.Seth indorsed without recourse.Andy deposits the check in his bank account at Mega Bank without indorsing the check.Who has liability to Mega Bank?

A) Big Bank
B) Seth
C) Jen
D) Jen,Seth and Andy