Whose Cash Flow Is Best Described by the Timeline Shown

Multiple Choice

Whose cash flow is best described by the timeline shown below?

A) Joe, who puts down $3,500 to buy a car, and then makes annual payments of $1,000
B) Harry, who borrows $3,500, and then receives an annual payment of $1,000
C) Karen, who loans a friend $3,500, which friend then pays back the loan in four annual installments of $1,000
D) Leo, who borrows $3,500, and then pays back the loan in four annual payments of $1,000