Question 1

The Federal Employment Compensation Act (FECA)provides workers' compensation for federal military employees.

Accepted Answer

A) True 
 B)False

Question 2

Most short-term disability policies have a maximum benefit amount that is paid each month.

Accepted Answer

A) True 
 B)False

Question 3

Workers' compensation is insurance,regulated by state laws,that pays medical expenses related to on-the-job injuries and/or illnesses.

Accepted Answer

A) True 
 B)False

Question 4

The time limit for filing a workers' compensation claim is established by:

Accepted Answer

A)  the employer. 
B)  the federal government. 
C)  individual state statutes. 
D)  the insurance company that issues the policy. 
A)  the employer. 
B)  the federal government. 
C)  individual state statutes. 
D)  the insurance company that issues the policy.

Question 5

Disability income insurance replaces a portion of earned income when an individual is unable to do his or her work resulting from nonemployment-related injuries.

Accepted Answer

A) True 
 B)False

Question 6

Workers' compensation insurance is no-fault insurance.Explain what this means.

Accepted Answer

No-fault insurance means benef

Question 7

The CMS-1500 is the standard form for billing disability claims.

Accepted Answer

A) True 
 B)False

Question 8

The national website that provides workers compensation news and information for employees,employers,insurers,and medical providers is:

Accepted Answer

A)  the Online Workers' Comp Service Center. 
B)  Centers for Medicare and Medicaid Services. 
C)  Disability and Health Team. 
D)  Americans with Disabilities. 
A)  the Online Workers' Comp Service Center. 
B)  Centers for Medicare and Medicaid Services. 
C)  Disability and Health Team. 
D)  Americans with Disabilities.

Question 9

Any physical or mental impairments resulting from a work-related incident are normally determined on the basis of the:

Accepted Answer

A)  attending physician assessment. 
B)  employer's report. 
C)  employee's complaints. 
D)  the workers' compensation insurer's opinion. 
A)  attending physician assessment. 
B)  employer's report. 
C)  employee's complaints. 
D)  the workers' compensation insurer's opinion.

Question 10

Certain classifications of businesses are not required to provide workers' compensation for their employees.List at least four.

Accepted Answer

Employers with a minimum number of full-

Question 11

In which era did workers' compensation get its start?

Accepted Answer

A)  1700s 
B)  1800s 
C)  1900s 
D)  2000s 
A)  1700s 
B)  1800s 
C)  1900s 
D)  2000s

Question 12

Which of the following employers are not required to provide workers' compensation insurance to their employees?

Accepted Answer

A)  Employers with fewer than three full-time employees 
B)  Individuals who are business partners 
C)  Volunteers 
D)  All of the above 
A)  Employers with fewer than three full-time employees 
B)  Individuals who are business partners 
C)  Volunteers 
D)  All of the above

Question 13

List and explain the two major classifications of disability coverage.

Accepted Answer

Short-term disability provides an income

Question 14

Most state laws exclude coverage for injuries sustained while an employee is commuting to and from work.This exclusion is referred to as the _____ rule.

Accepted Answer

A)  commuting 
B)  coming-and-going 
C)  in-transit 
D)  to-and-from-work 
A)  commuting 
B)  coming-and-going 
C)  in-transit 
D)  to-and-from-work

Question 15

Because of the extensive information and forms required for workers' compensation claims,it is almost impossible for fraud to occur.

Accepted Answer

A) True 
 B)False

Question 16

What is the first step an employee should take for a first report of a nonemergency on-the-job injury?

Accepted Answer

A)  The employee should complete an initial accident report. 
B)  The employee should notify a supervisor of the accident. 
C)  The employee should have the employer report the incident to a workers' compensation carrier. 
D)  The employee should go or be sent to a medical facility for treatment or diagnosis. 
A)  The employee should complete an initial accident report. 
B)  The employee should notify a supervisor of the accident. 
C)  The employee should have the employer report the incident to a workers' compensation carrier. 
D)  The employee should go or be sent to a medical facility for treatment or diagnosis.

Question 17

Some commonly used factors federal programs look at in assessing disability include all of the following,except:

Accepted Answer

A)  sensory impairments. 
B)  cognitive/mental impairments. 
C)  activities of daily living. 
D)  earned income. 
A)  sensory impairments. 
B)  cognitive/mental impairments. 
C)  activities of daily living. 
D)  earned income.

Question 18

Which of the following is not one of the responsibilities of the health insurance professional?

Accepted Answer

A)  Filling out the necessary forms for the patient 
B)  Acquiring the necessary information for claims processing 
C)  Photocopying all forms for the patient's health record 
D)  Maintaining a well-documented health record 
A)  Filling out the necessary forms for the patient 
B)  Acquiring the necessary information for claims processing 
C)  Photocopying all forms for the patient's health record 
D)  Maintaining a well-documented health record

Question 19

The Federal Employment Compensation Act (FECA)provides workers' compensation for _____ employees.

Accepted Answer

A)  military federal 
B)  nonmilitary federal 
C)  military nonfederal 
D)  nonmilitary nonfederal 
A)  military federal 
B)  nonmilitary federal 
C)  military nonfederal 
D)  nonmilitary nonfederal

Question 20

If the individual sustains a job-related injury,benefits often begin immediately.

Accepted Answer

A) True 
 B)False

The Federal Employment Compensation Act (FECA)provides workers' compensation for federal military employees.

Most short-term disability policies have a maximum benefit amount that is paid each month.

Workers' compensation is insurance,regulated by state laws,that pays medical expenses related to on-the-job injuries and/or illnesses.

The time limit for filing a workers' compensation claim is established by:

Disability income insurance replaces a portion of earned income when an individual is unable to do his or her work resulting from nonemployment-related injuries.

Workers' compensation insurance is no-fault insurance.Explain what this means.

The CMS-1500 is the standard form for billing disability claims.

The national website that provides workers compensation news and information for employees,employers,insurers,and medical providers is:

Any physical or mental impairments resulting from a work-related incident are normally determined on the basis of the:

Certain classifications of businesses are not required to provide workers' compensation for their employees.List at least four.

In which era did workers' compensation get its start?

Which of the following employers are not required to provide workers' compensation insurance to their employees?

List and explain the two major classifications of disability coverage.

Most state laws exclude coverage for injuries sustained while an employee is commuting to and from work.This exclusion is referred to as the _____ rule.

Because of the extensive information and forms required for workers' compensation claims,it is almost impossible for fraud to occur.

What is the first step an employee should take for a first report of a nonemergency on-the-job injury?

Some commonly used factors federal programs look at in assessing disability include all of the following,except:

Which of the following is not one of the responsibilities of the health insurance professional?

The Federal Employment Compensation Act (FECA)provides workers' compensation for _____ employees.

If the individual sustains a job-related injury,benefits often begin immediately.

The Origins of Health Insurance

Tools of the Trade: A Career as a Health (Medical)Insurance Professional

The Legal and Ethical Side of Medical Insurance

Types and Sources of Health Insurance

Claim Submission Methods

Traditional Fee For Service/Private Plans

Unraveling the Mysteries of Managed Care

Understanding Medicaid

Conquering Medicare’s Challenges

Military Carriers

Diagnostic Coding

Procedural, Evaluation and Management, and HCPCS Coding

The Patient

Keys to Successful Claims Management

The Role of Computers in Health Insurance

Reimbursement Procedures: Getting Paid

Hospital Billing and the UB-04

Filters

Exam 11: Miscellaneous Carriers: Workers’ Compensation and Disability Insurance

The Federal Employment Compensation Act (FECA)provides workers' compensation for federal military employees.

Most short-term disability policies have a maximum benefit amount that is paid each month.

Workers' compensation is insurance,regulated by state laws,that pays medical expenses related to on-the-job injuries and/or illnesses.

The time limit for filing a workers' compensation claim is established by:

Disability income insurance replaces a portion of earned income when an individual is unable to do his or her work resulting from nonemployment-related injuries.

Workers' compensation insurance is no-fault insurance.Explain what this means.

The CMS-1500 is the standard form for billing disability claims.

The national website that provides workers compensation news and information for employees,employers,insurers,and medical providers is:

Any physical or mental impairments resulting from a work-related incident are normally determined on the basis of the:

Certain classifications of businesses are not required to provide workers' compensation for their employees.List at least four.

In which era did workers' compensation get its start?

Which of the following employers are not required to provide workers' compensation insurance to their employees?

List and explain the two major classifications of disability coverage.

Most state laws exclude coverage for injuries sustained while an employee is commuting to and from work.This exclusion is referred to as the _____ rule.

Because of the extensive information and forms required for workers' compensation claims,it is almost impossible for fraud to occur.

What is the first step an employee should take for a first report of a nonemergency on-the-job injury?

Some commonly used factors federal programs look at in assessing disability include all of the following,except:

Which of the following is not one of the responsibilities of the health insurance professional?

The Federal Employment Compensation Act (FECA)provides workers' compensation for _____ employees.

If the individual sustains a job-related injury,benefits often begin immediately.

The Origins of Health Insurance

Tools of the Trade: A Career as a Health (Medical)Insurance Professional

The Legal and Ethical Side of Medical Insurance

Types and Sources of Health Insurance

Claim Submission Methods

Traditional Fee For Service/Private Plans

Unraveling the Mysteries of Managed Care

Understanding Medicaid

Conquering Medicare’s Challenges

Military Carriers

Diagnostic Coding

Procedural, Evaluation and Management, and HCPCS Coding

The Patient

Keys to Successful Claims Management

The Role of Computers in Health Insurance

Reimbursement Procedures: Getting Paid

Hospital Billing and the UB-04

Filters