Exam 7: Reimbursement

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Why is the MDS for LTC so different from the UHDDS?

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Because length of stay and intensity of care vary dramatically in LTC, regardless of the diagnosis, the data set must reflect all of the issues and the treatments for each. UHDDS does not contain sufficient data fields to convey that level of detail.

Referring to health care provider fees, the rate established by an insurance company, based on the regional charges for the particular service, is called ___________.

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usual and customary fees

The potential exposure to loss, financial expenditure, and/or other undesirable events is called _________.

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risk

The party that assumes the risk of paying some or all of the cost of providing health care services in return for the payment of a premium by or on behalf of the individual is the ___________.

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The systematic collection of specific charges for services rendered to a patient is called ___________.

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CMS's prospective payment system for hospital-based ambulatory care is based on ___________.

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Under normal circumstances, prospective payment systems take into consideration all of the following EXCEPT:

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Medicare uses __________ to process its claims and reimbursements.

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An organization that insures covered lives as well as owns (exerts employer control over) the health care providers is a(n):

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An HMO contracted with a group of physicians to provide health care services to its members. This is characteristic of a(n) _____ model HMO.

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Health care insurance involves the assumption of the risk of financial loss by a party other than the patient. Describe how insurance companies can afford to assume such risk.

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The exchange of cash, goods, or services for professional services rendered at a specific rate, typically determined by the provider, and associated with specific activities (such as a physical examination) is called __________.

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How would someone use an unbilled list (DNFB)?

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Patients are "grouped" into the same DRG because they have all of the following criteria in common EXCEPT similar:

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Any of several reimbursement methods that pay an amount predetermined by the payer, based of the diagnosis, procedures, and other factors (depending on setting) rather than actual, current resources expended by the provider, is called ________.

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The federal law that established Medicare PPS is __________.

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Insurance policies that supplement Medicare coverage are called _________.

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The exchange of cash for professional services rendered, at a rate less than the normal fee for the service, is called ___________.

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Explain the difference in healthcare coverage between an HMO and PPO for the patient.

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The systematic reimbursement to a health care provider based on the number of patients contractually in the physician's care, regardless of diagnoses or services rendered, is called ___________.

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