Question 1

Is working an outside job a good idea while you are a full-time student?

Accepted Answer

A) No,it is too much of a time commitment and prevents you from studying. 
B) Yes,it gives you job experience and forces you to organize your time better. 
C) There are potential positive and negative effects of working while a student,and they must be weighed carefully and monitored. 
D) It is only a good idea to work full-time while you are taking a semester off from school. 
A) No,it is too much of a time commitment and prevents you from studying. 
B) Yes,it gives you job experience and forces you to organize your time better. 
C) There are potential positive and negative effects of working while a student,and they must be weighed carefully and monitored. 
D) It is only a good idea to work full-time while you are taking a semester off from school. C

Question 2

__________ is a process whereby you consider your resources and expenditures and adjust the money flow to meet expenditures and perhaps create savings.

Accepted Answer

Budgeting

Question 3

Of the four Personality Spectrum dimensions,which one would be best suited to manage a restaurant?

Accepted Answer

A) Thinker 
B) Organizer 
C) Giver 
D) Adventurer 
A) Thinker 
B) Organizer 
C) Giver 
D) Adventurer B

Question 4

How can knowing your learning style help with your career search?

Accepted Answer

A) Self-knowledge can help you pinpoint a career. 
B) Knowing your personality helps you understand how you work with others. 
C) both of the above 
D) none of the above 
A) Self-knowledge can help you pinpoint a career. 
B) Knowing your personality helps you understand how you work with others. 
C) both of the above 
D) none of the above

Question 5

In order to make successfully intelligent financial decisions,you should

Accepted Answer

A) make a budget. 
B) avoid making impulse buys. 
C) avoid using credit cards unnecessarily. 
D) all of the above 
A) make a budget. 
B) avoid making impulse buys. 
C) avoid using credit cards unnecessarily. 
D) all of the above

Question 6

People or organizations to which you owe money,such as credit card companies or banks,are called

Accepted Answer

A) lenders. 
B) money markets. 
C) debtors. 
D) creditors. 
A) lenders. 
B) money markets. 
C) debtors. 
D) creditors.

Question 7

The first two steps in budgeting are

Accepted Answer

A) evaluating what you earn and subtracting what you spend. 
B) seeing what you make and making decisions about what to spend. 
C) determining what you make and determining what you spend. 
D) determining what you spend and reducing spending. 
A) evaluating what you earn and subtracting what you spend. 
B) seeing what you make and making decisions about what to spend. 
C) determining what you make and determining what you spend. 
D) determining what you spend and reducing spending.

Question 8

A temporary job where students can work hard in exchange for experience they can't get in the classroom is called a(n)__________ .

Accepted Answer

The answer of A temporary job where students can work...

Question 9

The record of your credit use,including positive and negative actions,is your __________ __________.

Accepted Answer

The answer of The record of your credit use,including positive...

Question 10

A job-hunting strategy that utilizes a group sharing information and/or services is called __________.

Accepted Answer

The answer of A job-hunting strategy that utilizes a group...

Question 11

A(n)__________ is a person who serves as a carrier or source of information.

Accepted Answer

The answer of A(n)__________ is a person who serves as...

Question 12

Which of the following statements best describes people with high levels of emotional intelligence?

Accepted Answer

A) They are best suited for high tech jobs. 
B) They know how to manage themselves and handle relationships with others. 
C) They are less likely to cry when they are angry or sad. 
D) They are less likely to have learning disabilities. 
A) They are best suited for high tech jobs. 
B) They know how to manage themselves and handle relationships with others. 
C) They are less likely to cry when they are angry or sad. 
D) They are less likely to have learning disabilities.

Question 13

The current emphasis on __________ has made emotional intelligence very important in the workplace.

Accepted Answer

The answer of The current emphasis on __________ has made...

Question 14

The debt ceiling a credit card company puts on your account is called the __________ __________.

Accepted Answer

The answer of The debt ceiling a credit card company...

Question 15

A temporary work program,often unpaid,in which a student can gain experience in a particular field is called a(n)

Accepted Answer

A) work-study program. 
B) grant. 
C) apprenticeship. 
D) internship. 
A) work-study program. 
B) grant. 
C) apprenticeship. 
D) internship.

Question 16

What are the best steps to take if you are in financial debt?

Accepted Answer

A) Get another credit card to help you pay off your current creditors. 
B) Immediately file for bankruptcy. 
C) Address the problem immediately with your creditors,working with them to create a payment plan. 
D) both a and c
Fill in the Blank
Insert the word or phrase that BEST completes the sentence. 
A) Get another credit card to help you pay off your current creditors. 
B) Immediately file for bankruptcy. 
C) Address the problem immediately with your creditors,working with them to create a payment plan. 
D) both a and c
Fill in the Blank
Insert the word or phrase that BEST completes the sentence.

Question 17

How will creating a budget most likely benefit you?

Accepted Answer

A) It keeps you wasting money. 
B) It helps you make decisions about spending. 
C) It prevents you from using your credit cards. 
D) none of the above 
A) It keeps you wasting money. 
B) It helps you make decisions about spending. 
C) It prevents you from using your credit cards. 
D) none of the above

Question 18

When searching for a job,your __________ should always be typed or printed on a computer.

Accepted Answer

The answer of When searching for a job,your __________ should...

Question 19

Sources of job information include

Accepted Answer

A) networking. 
B) school career planning and placement offices. 
C) employment agencies. 
D) all of the above. 
A) networking. 
B) school career planning and placement offices. 
C) employment agencies. 
D) all of the above.

Question 20

Which is the least likely effect of working while in school?

Accepted Answer

A) enhancing time management skills 
B) earning money 
C) reducing time for social/extracurricular activities 
D) gaining career experience 
A) enhancing time management skills 
B) earning money 
C) reducing time for social/extracurricular activities 
D) gaining career experience

Is working an outside job a good idea while you are a full-time student?

__________ is a process whereby you consider your resources and expenditures and adjust the money flow to meet expenditures and perhaps create savings.

Of the four Personality Spectrum dimensions,which one would be best suited to manage a restaurant?

How can knowing your learning style help with your career search?

In order to make successfully intelligent financial decisions,you should

People or organizations to which you owe money,such as credit card companies or banks,are called

The first two steps in budgeting are

A temporary job where students can work hard in exchange for experience they can't get in the classroom is called a(n)__________ .

The record of your credit use,including positive and negative actions,is your .

A job-hunting strategy that utilizes a group sharing information and/or services is called __________.

A(n)__________ is a person who serves as a carrier or source of information.

Which of the following statements best describes people with high levels of emotional intelligence?

The current emphasis on __________ has made emotional intelligence very important in the workplace.

The debt ceiling a credit card company puts on your account is called the .

A temporary work program,often unpaid,in which a student can gain experience in a particular field is called a(n)

What are the best steps to take if you are in financial debt?

How will creating a budget most likely benefit you?

When searching for a job,your __________ should always be typed or printed on a computer.

Sources of job information include

Which is the least likely effect of working while in school?

Researching Your Nursing Education: Collecting the Basic Data

Discovering Nursing: Exploring Your Options

Values, Goals, Time, and Stress: Managing Yourself

Learning Styles, Majors, and Careers: Knowing Your Talents and Finding Your Direction

Critical, Creative, and Practical Thinking: Solving Problems and Making Decisions

Reading and Studying: Focusing on Content

Listening, Note Taking, and Memory: Taking In, Recording, and Remembering Information

Test Taking: Showing What You Know

Researching and Writing: Gathering and Communicating Ideas

Relating to Others: Communicating in a Diverse World

Personal Wellness: Taking Care of Yourself

Creating Your Life: Building a Successful Future

Filters

Exam 12: Managing Career and Money: Reality Resources

Is working an outside job a good idea while you are a full-time student?

__________ is a process whereby you consider your resources and expenditures and adjust the money flow to meet expenditures and perhaps create savings.

Of the four Personality Spectrum dimensions,which one would be best suited to manage a restaurant?

How can knowing your learning style help with your career search?

In order to make successfully intelligent financial decisions,you should

People or organizations to which you owe money,such as credit card companies or banks,are called

The first two steps in budgeting are

A temporary job where students can work hard in exchange for experience they can't get in the classroom is called a(n)__________ .

The record of your credit use,including positive and negative actions,is your __________ __________.

A job-hunting strategy that utilizes a group sharing information and/or services is called __________.

A(n)__________ is a person who serves as a carrier or source of information.

Which of the following statements best describes people with high levels of emotional intelligence?

The current emphasis on __________ has made emotional intelligence very important in the workplace.

The debt ceiling a credit card company puts on your account is called the __________ __________.

A temporary work program,often unpaid,in which a student can gain experience in a particular field is called a(n)

What are the best steps to take if you are in financial debt?

How will creating a budget most likely benefit you?

When searching for a job,your __________ should always be typed or printed on a computer.

Sources of job information include

Which is the least likely effect of working while in school?

Researching Your Nursing Education: Collecting the Basic Data

Discovering Nursing: Exploring Your Options

Values, Goals, Time, and Stress: Managing Yourself

Learning Styles, Majors, and Careers: Knowing Your Talents and Finding Your Direction

Critical, Creative, and Practical Thinking: Solving Problems and Making Decisions

Reading and Studying: Focusing on Content

Listening, Note Taking, and Memory: Taking In, Recording, and Remembering Information

Test Taking: Showing What You Know

Researching and Writing: Gathering and Communicating Ideas

Relating to Others: Communicating in a Diverse World

Personal Wellness: Taking Care of Yourself

Creating Your Life: Building a Successful Future

Filters

The record of your credit use,including positive and negative actions,is your .

The debt ceiling a credit card company puts on your account is called the .