Exam 3: Workers Compensation

Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What assistance would workers' compensation be most likely to pay for if a Restwell Manor worker develops chronic depression after working with Alzheimer/dementia patients for three years?

The adjudication of stress claims is currently receiving a great deal of attention from all insurance parties.

Employees cannot sue their employer in criminal court in addition to claiming workers' compensation.

Compensation for stress-related disabilities can be provided only when mental stress results in a physical disability or traumatic occurrence.

Which of the following countries had the greatest influence on the Canadian worker's compensation system?

Providing services intended to prevent injuries or to reduce the psychological impact of injuries when they occur is one of the social goals of workers' compensation.

When a worker is injured, which parties are needed to provide information in order to process a workers' compensation board (WCB) claim?

Experience programs offer financial incentives to companies that reduce workplace injuries but no illnesses.

Via Rail is Canada's passenger railway, whereas CN Rail is a freight/cargo railway. What WCB liability do these organizations face?

In Canada, the majority of workers who receive compensation will receive ____________________

Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. - Using a factor of 200,000, what was Restwell Manor's severity rate last year?

Complete the following analogy: social rehabilitation is to coping as vocational rehabilitation is to

Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. -What type of loss is incurred by a Restwell Manor worker who has to switch to light-duty nursing due to a back injury that prevents him/her from bending over a patient's bed?

Employees can always expect to return to their old job following injury or illness.

What is the cost of the penalty when an employer discourages an employee from filing a claim or punishes the worker for filing the claim?

Workers in nursing homes regularly experience a number of physical and psychological health and safety issues. Incidents can involve twisting and/or lifting injuries, contact with viruses and bacteria, as well as stress-related illnesses from dealing with very sick and dying patients. At Restwell Manor there are 80 employees who work an average of 6 hours per day for 250 days a year. In the past year, the employer reported a total of 8 injuries for a total lost time of 50 days. - What type of rehabilitation might have been provided to enable an injured worker to make the change from heavy-duty to light-duty nursing?

Which of the following is an example of principle collective liability?

Ivan lost an eye in an industrial accident, and is just starting a new job. How does the second injury provision work if he loses sight in the other eye?

Which of the following is an example of earnings loss payment?

What is the numeric basis on which workers' compensation rate group premiums are calculated and published?