Exam 9: Discretionary Benefits

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________ programs help bring employees to the workplace and back home again by using more energy-efficient forms of transportation.

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Transportation services

In 2010,discretionary benefits accounted for as much as what percentage of an employer's total payroll costs?

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A

What kind of discretionary benefits would help companies to have better control over absenteeism?

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Integrated paid time off policies combine holiday,vacation,sick leave,and personal leave policies into a single paid time off policy.This allows employees to schedule time off without justifying the reasons.Family assistance programs can also be helpful in controlling employee absence.Flexible scheduling and leave allow employees to take time off during work hours to take care of relatives or emergency situations.Flexible scheduling such as compressed work weeks and flextime help employees to balance the demands of work and family.

________ are paid time off for professional activities such as a research project or a curriculum development.

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What is the most common type of life insurance policy offered by companies?

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This is a mental or physical disability for which medical advice,diagnosis,care,or treatment was received,during a designated period preceding the beginning of disability insurance coverage.

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The giving of one's time to support a meaningful cause is better known as this.

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Discretionary benefits are generally divided into which three categories?

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Self-inflicted wounds and drug dependency are generally considered as what in most short-term disability insurance plans?

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XYZ Company tries to influence employee food choices by stocking vending machines with nutritional food.They also offer programs to teach stress reduction techniques.What kind of discretionary benefit program does this company sponsor?

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An ________ refers to the minimum amount of time that an employee must wait after becoming disabled before disability insurance payments begin.

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XYZ Company provides a program for its employees who need help dealing with the effects of domestic violence.XYZ Company can offer this kind of service through which of the following programs?

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Full or partial reimbursement of training costs is which type of benefit?

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Which of the following is a feature of short-term disability plans?

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Retirement programs,or ________,provide income to employees and their beneficiaries during some or all of their retirement.

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Employers sponsor ________ to promote employees' physical and psychological health.

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Companies that offer long-term disability insurance plans only require an elimination period that runs how long?

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By what percentage have total healthcare expenditures risen since 1960?

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Long-term disability benefits usually pay employees which range of monthly pretax salary?

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________ replaces income for employees who become unable to work because of sicknesses or accidents.

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