Question 1

Discuss the pros and cons of using credit cards vs. debit cards.

Accepted Answer

Credit cards and debit cards both have their own set of advantages and disadvantages.

One of the main advantages of using a credit card is the ability to build credit. By making regular, on-time payments, you can improve your credit score, which can be beneficial when applying for loans or mortgages in the future. Credit cards also offer rewards programs, such as cash back or travel points, which can provide additional benefits for cardholders. Additionally, credit cards often come with consumer protection benefits, such as purchase protection and extended warranties, which can provide peace of mind when making large purchases.

On the other hand, using a debit card can help you avoid accumulating debt. Since debit cards are linked directly to your bank account, you can only spend the money that you have available. This can help you avoid overspending and accumulating high-interest debt. Debit cards also offer the convenience of not having to carry cash and can be used for online purchases and bill payments.

However, there are also drawbacks to both types of cards. Credit cards can lead to overspending and high-interest debt if not used responsibly. Additionally, some credit cards come with annual fees and high interest rates, which can be costly if you carry a balance. Debit cards, on the other hand, may not offer the same level of consumer protection as credit cards, and you may not be able to dispute unauthorized charges as easily.

In conclusion, the decision to use a credit card or a debit card ultimately depends on your financial habits and goals. If you are able to use a credit card responsibly and take advantage of rewards programs, it can be a valuable financial tool. However, if you prefer to avoid debt and overspending, a debit card may be a better option for you. It's important to weigh the pros and cons of each type of card and choose the one that best fits your individual needs and financial situation.

Question 2

_____ software logs keystrokes, e-mails, applications, windows, Web sites, Internet connection, passwords, chat conversations, Web cams, and screenshots.

Accepted Answer

A)  Firewall 
B)  Anti-malware 
C)  Monitoring 
D)  Content-filtering 
E)  Anti-spyware 
A)  Firewall 
B)  Anti-malware 
C)  Monitoring 
D)  Content-filtering 
E)  Anti-spyware C

Question 3

A(n) ___________ refers to software installed on your computer that controls communications to and from your computer by permitting or denying communications based on your security settings.

Accepted Answer

A)  Proactive monitoring package 
B)  Anti-spyware package 
C)  Content-filtering package 
D)  Anti-malware package 
E)  Personal firewall 
A)  Proactive monitoring package 
B)  Anti-spyware package 
C)  Content-filtering package 
D)  Anti-malware package 
E)  Personal firewall E

Question 4

As businesses improve their information security, organized crime is turning its attention to consumers.

Accepted Answer

A) True 
 B)False

Question 5

Companies that provide proactive protection of your personal information allow customers to lock their credit files.

Accepted Answer

A) True 
 B)False

Question 6

What functions should you expect from monitoring software on your computer?

Accepted Answer

Monitoring software on your computer can

Question 7

You should use a Post Office box for your personal mail.

Accepted Answer

A) True 
 B)False

Question 8

Describe the functions of anti-malware software on your computer.

Accepted Answer

Anti-malware software on your computer s

Question 9

A(n) _____ is a computer to which you connect, that in turn connects to the Web site you wish to visit.

Accepted Answer

A)  Proxy server 
B)  Internet server 
C)  Intermediate server 
D)  Backbone server 
E)  E-mail server 
A)  Proxy server 
B)  Internet server 
C)  Intermediate server 
D)  Backbone server 
E)  E-mail server

Question 10

You should use debit cards because they are directly linked to your bank account and, therefore, you cannot overspend.

Accepted Answer

A) True 
 B)False

Question 11

Your little brother came for a visit and used your laptop. You didn't think anything of it at the time, but now your laptop is running really slow. Which of the following statements is false?

Accepted Answer

A)  It can't be a worm because your anti-malware software would have blocked it. 
B)  It can't be a Trojan horse because your anti-spam software would have blocked it. 
C)  It can't be your brother's fault because he only visited Web sites, and he didn't open any files. 
D)  Your brother admits to opening a joke file on his e-mail, but the file was from a good friend, so it can't be your brother's fault. 
E)  All of the above statements are false. 
A)  It can't be a worm because your anti-malware software would have blocked it. 
B)  It can't be a Trojan horse because your anti-spam software would have blocked it. 
C)  It can't be your brother's fault because he only visited Web sites, and he didn't open any files. 
D)  Your brother admits to opening a joke file on his e-mail, but the file was from a good friend, so it can't be your brother's fault. 
E)  All of the above statements are false.

Question 12

Which of the following is not a reason to install proactive intrusion detection and prevention software on your computer?

Accepted Answer

A)  Anti-malware software is reactive. 
B)  This software reduces your vulnerability to zero-day attacks. 
C)  Anti-malware software requires you to update malware signatures on a regular basis. 
D)  This software reduces your vulnerability to distributed denial-of-service attacks. 
E)  None of these 
A)  Anti-malware software is reactive. 
B)  This software reduces your vulnerability to zero-day attacks. 
C)  Anti-malware software requires you to update malware signatures on a regular basis. 
D)  This software reduces your vulnerability to distributed denial-of-service attacks. 
E)  None of these

Question 13

Content-filtering software performs all of the following functions except:

Accepted Answer

A)  Blocking access to undesirable Web sites. 
B)  Recording all Web sites visited. 
C)  Proactively monitoring computers to protect against malware attacks. 
D)  Recording both sides of chat conversations. 
E)  Enabling users to selectively filter content. 
A)  Blocking access to undesirable Web sites. 
B)  Recording all Web sites visited. 
C)  Proactively monitoring computers to protect against malware attacks. 
D)  Recording both sides of chat conversations. 
E)  Enabling users to selectively filter content.

Question 14

Discuss the benefits of using the services of companies that provide proactive protection of your personal information.

Accepted Answer

There are several benefits to using the

Question 15

Which of the following statements is not correct?

Accepted Answer

A)  You should use credit cards with your picture on them. 
B)  You may use virtual credit cards for additional security. 
C)  You should use debit cards whenever possible for additional security. 
D)  You cannot use virtual credit cards for in-store purchases. 
E)  Signatures on credit cards are often impossible to read. 
A)  You should use credit cards with your picture on them. 
B)  You may use virtual credit cards for additional security. 
C)  You should use debit cards whenever possible for additional security. 
D)  You cannot use virtual credit cards for in-store purchases. 
E)  Signatures on credit cards are often impossible to read.

Question 16

Which of the following statements about companies that provide proactive protection of your information assets is not correct?

Accepted Answer

A)  These companies allow their customers to lock their credit files. 
B)  These companies ensure that new lines of credit cannot be opened unless their clients unlock their credit files. 
C)  These companies operate independently of the three major credit reporting agencies. 
D)  Signing up with these companies means that merchants and banks must have verbal or written permission from their customers before opening new credit in their names. 
E)  These companies will proactively monitor their clients' credit files at the three credit reporting agencies. 
A)  These companies allow their customers to lock their credit files. 
B)  These companies ensure that new lines of credit cannot be opened unless their clients unlock their credit files. 
C)  These companies operate independently of the three major credit reporting agencies. 
D)  Signing up with these companies means that merchants and banks must have verbal or written permission from their customers before opening new credit in their names. 
E)  These companies will proactively monitor their clients' credit files at the three credit reporting agencies.

Question 17

One strategy for controlling spam is to set up multiple free e-mail accounts.

Accepted Answer

A) True 
 B)False

Question 18

A single-cut shredder is sufficient to shred your documents at home, whereas a cross-cut (confetti) shredder is necessary at work because your work documents are more sensitive.

Accepted Answer

A) True 
 B)False

Question 19

Personal firewalls perform all of the following functions except:

Accepted Answer

A)  They should not respond to Internet requests to ports that are not used for common Internet use. 
B)  They should seek out the origin of malware in an attempt to block it in the future. 
C)  They should alert you to suspicious behavior. 
D)  They should block outbound connections that you do not initiate. 
E)  They should tell you when a program or connection is attempting to do something that you do not want. 
A)  They should not respond to Internet requests to ports that are not used for common Internet use. 
B)  They should seek out the origin of malware in an attempt to block it in the future. 
C)  They should alert you to suspicious behavior. 
D)  They should block outbound connections that you do not initiate. 
E)  They should tell you when a program or connection is attempting to do something that you do not want.

Question 20

You should ask whether your Social Security number is necessary for identification or if any combination of nine numbers and letters will do just as well.

Accepted Answer

A) True 
 B)False

Discuss the pros and cons of using credit cards vs. debit cards.

_____ software logs keystrokes, e-mails, applications, windows, Web sites, Internet connection, passwords, chat conversations, Web cams, and screenshots.

A(n) ___________ refers to software installed on your computer that controls communications to and from your computer by permitting or denying communications based on your security settings.

As businesses improve their information security, organized crime is turning its attention to consumers.

Companies that provide proactive protection of your personal information allow customers to lock their credit files.

What functions should you expect from monitoring software on your computer?

You should use a Post Office box for your personal mail.

Describe the functions of anti-malware software on your computer.

A(n) _____ is a computer to which you connect, that in turn connects to the Web site you wish to visit.

You should use debit cards because they are directly linked to your bank account and, therefore, you cannot overspend.

Your little brother came for a visit and used your laptop. You didn't think anything of it at the time, but now your laptop is running really slow. Which of the following statements is false?

Which of the following is not a reason to install proactive intrusion detection and prevention software on your computer?

Content-filtering software performs all of the following functions except:

Discuss the benefits of using the services of companies that provide proactive protection of your personal information.

Which of the following statements is not correct?

Which of the following statements about companies that provide proactive protection of your information assets is not correct?

One strategy for controlling spam is to set up multiple free e-mail accounts.

A single-cut shredder is sufficient to shred your documents at home, whereas a cross-cut (confetti) shredder is necessary at work because your work documents are more sensitive.

Personal firewalls perform all of the following functions except:

You should ask whether your Social Security number is necessary for identification or if any combination of nine numbers and letters will do just as well.

Introduction to Information Systems

Organizational Strategy, Competitive Advantage, and Information Systems

Ethics and Privacy

Information Security and Controls

Data and Knowledge Management

Telecommunications and Networking

E-Business and E-Commerce

Wireless, Mobile Computing, and Mobile Commerce

Social Computing

Information Systems Within the Organization

Customer Relationship Management and Supply Chain Management

Business Intelligence

Acquiring Information Systems and Applications

Technology Guide 1 Hardware

Technology Guide 2 Software

Technology Guide 3 Cloud Computing

Technology Guide 4 Intelligent Systems

Filters

Exam 18: Technology Guide 5 Protecting Your Information Assets

Discuss the pros and cons of using credit cards vs. debit cards.

_____ software logs keystrokes, e-mails, applications, windows, Web sites, Internet connection, passwords, chat conversations, Web cams, and screenshots.

A(n) ___________ refers to software installed on your computer that controls communications to and from your computer by permitting or denying communications based on your security settings.

As businesses improve their information security, organized crime is turning its attention to consumers.

Companies that provide proactive protection of your personal information allow customers to lock their credit files.

What functions should you expect from monitoring software on your computer?

You should use a Post Office box for your personal mail.

Describe the functions of anti-malware software on your computer.

A(n) _____ is a computer to which you connect, that in turn connects to the Web site you wish to visit.

You should use debit cards because they are directly linked to your bank account and, therefore, you cannot overspend.

Your little brother came for a visit and used your laptop. You didn't think anything of it at the time, but now your laptop is running really slow. Which of the following statements is false?

Which of the following is not a reason to install proactive intrusion detection and prevention software on your computer?

Content-filtering software performs all of the following functions except:

Discuss the benefits of using the services of companies that provide proactive protection of your personal information.

Which of the following statements is not correct?

Which of the following statements about companies that provide proactive protection of your information assets is not correct?

One strategy for controlling spam is to set up multiple free e-mail accounts.

A single-cut shredder is sufficient to shred your documents at home, whereas a cross-cut (confetti) shredder is necessary at work because your work documents are more sensitive.

Personal firewalls perform all of the following functions except:

You should ask whether your Social Security number is necessary for identification or if any combination of nine numbers and letters will do just as well.

Introduction to Information Systems

Organizational Strategy, Competitive Advantage, and Information Systems

Ethics and Privacy

Information Security and Controls

Data and Knowledge Management

Telecommunications and Networking

E-Business and E-Commerce

Wireless, Mobile Computing, and Mobile Commerce

Social Computing

Information Systems Within the Organization

Customer Relationship Management and Supply Chain Management

Business Intelligence

Acquiring Information Systems and Applications

Technology Guide 1 Hardware

Technology Guide 2 Software

Technology Guide 3 Cloud Computing

Technology Guide 4 Intelligent Systems

Filters