Exam 18: Appendix Studentinstructor Review Cards

Higher education not only increases your income, it also gives you more job security.

What is a budget? How can you apply the principles of budgeting to your own finances?

A treasury bill or T­bill is a government security that matures after four years.

List and describe the main conditions to consider when using a credit card.

As a college graduate, Allen can expect:

Which of the following is a disadvantage of using a credit card?

One advantage of participating in a company­sponsored retirement plan is:

_____ refers to your ability to obtain goods or resources without having to make immediate payment.

Discuss the traditional ways to wealth accumulation.

Your credit score is a numerical indicator that determines how much credit you should be able to obtain.

The first rule when you have credit card difficulties is to:

You recently had a conversation with your neighbor, Ruth Theobald, about her problems with getting a loan. She mentioned in the course of the conversation that she had been turned down at least five times. Based on this information you can conclude:

An example of an employee­contribution retirement plan is a:

The federal government requires mutual funds be invested exclusively in government securities.

You can use your budget to develop your financial plan and to monitor your progress toward achieving your financial goals.