Exam 1: Natural Hazards and Disasters

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Scientific forecasts of catastrophic earthquakes can ____. ​

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A watercourse named "Buffalo Bayou" runs through the city of Houston, Texas from east to west, passing through residential and industrial areas and the edge of the tall buildings of downtown. In the residential area, the Bayou is surrounded by a wide park, and the level of the water is typically 20 feet below the level of the streets around it. The river has overflowed its banks and caused ground-floor damage to residences nearby; most recently in 1999 and 2015. The bayou has flooded 10 times in the last century. ​ You are an insurance adjuster, and have just paid a claim for $20,000 (the maximum allowed in the policy) for a homeowner's loss. The homeowner is upset and says "My flood premium has been $2,000 since the flood of 1999, and now you're paying me only $20,000 back? I think my premium is too high!" ​ Explain to the homeowner why the premium is appropriate. ​

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The last flood event was sixteen years ago, but on average the Bayou floods every ten years. The time between floods is unpredictable, as they do not occur regularly. On the average, the company may have to pay the homeowner $20,000 every ten years, and the $2,000 premium is based on that. It's possible that the Bayou will flood next year, and the company will have paid more than the homeowner has paid in premiums. ​

Which statement reflects the most significant reason people in the US decide to live in hazardous areas? ​

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An event that occurs at predictable intervals is described as a(n) _______________ event. ​

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The _______________ of an event is inversely proportional to the frequency of the event. ​

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The cost of natural disasters is ____. ​

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Climate change is expected to increase the magnitude and frequency of natural disasters. ​

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People choose to live in hazardous areas for a variety of reasons. Which is the LEAST likely reason why a person in a developing country would decide to live in a hazardous area?

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Climate change is expected to cause an increase in the impact of ____. ​

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All natural disasters have detectable precursor events. ​

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A town on the ocean has beautiful beaches that generate considerable tourist income. The effect of ocean currents and storms has reduced the width of the beach near the town center, and the government is considering several mitigation ideas. Which action would be the LEAST appropriate response? ​

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When individuals or governments try to control natural hazards, the most likely result is to ____. ​

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Insurance companies evaluate the _______________ of an event by assessing its recurrence interval and expected costs. ​

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A fractal is a pattern that ____. ​

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You have been hired by a major national firm with offices in all American metropolitan areas. To encourage diversity, the firm believes that new employees should spend their first year in an office in a region in which they have never lived. ​ Which city would you choose and why? What natural hazards will you need to be mindful of? How will you make an intelligent choice of how and where to live based on the positive qualities of the area and the possibility that you may encounter a natural disaster?

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A natural process characterized by a(n) _______________ effect will change in a way that causes a rapid increase in the rate of subsequent change. ​

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Land-use rules to avoid disaster costs are often easy to implement. ​

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A(n) _______________ is a natural event that leads to significant loss of life and extensive property damage. ​

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Efforts to control natural hazards are usually successful. ​

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Poor families are more likely to be victims of natural disasters if they live in developing, but not developed, countries. ​

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